ASO Savings and Loans Plc Recruiting!

Job Vacancy at REGIONAL HEAD, PRODUCTS & MARKETS II (LAGOS & SOUTH)

The regional Head, Products & Markets under the guidance and direction of the managing Director and Chief Executive will be required to drive ASO’s entry into the Lagos and geographical South market, provide strategic direction for the development of new and innovative products/services that are focused on providing maximum benefits for customers in the mortgage, real estate and small business banking sectors in the region.
Job Summary
􀂃 To drive Aso’s entry into the Lagos market
􀂃 To provide strategic direction for the development of new and innovative products/ services that are focused on providing maximum benefits for the customers in the mortgage, real estate and small business banking sectors
􀂃 To provide oversight on the marketing of products/ services for existing and prospective customers in Lagos
Job Key Responsibilities
􀂃 Articulate and facilitate the design and implementation of effective marketing strategies, programmes and activities aimed at meeting customer needs, enhance asset creation and relationship management which will ultimately increase the revenue generation capacity of the organisation
􀂃 Ensure synergy and collaboration in interdepartmental activities and communication in order to facilitate effective and smooth running of the division
􀂃 Manage ASO’s mortgage, real estate and small business banking portfolio in the region to minimise business risks and maximise profitability for the organisation and shareholders
􀂃 Play a leading role in ongoing identification of new revenue streams for the business and oversee the product development process for such opportunities
􀂃 Maintain relationship with key national customers and ensure that such customers are well served by ASO
􀂃 Ensure the smooth running of business activities in Lagos with respect to deal origination, deposit mobilization and distribution chanels for mortgage, real estate and small business banking
􀂃 Drive the formation and maintenance of a robust client base in Lagos.
􀂃 Assist in the development of new products
􀂃 Keep abreast of regulations, government policies and other developments that may affect the operations, business goals and objectives of the division
􀂃 Prepare and submit periodic management reports to the MD on the activities of the region
􀂃 Prepare the division’s budget and ensure its effective implementation.
􀂃 Be the public face of the company in lagos including representing it at events and with the government, regulators etc.
Competency and Skills Requirements for Job 􀂃 Technical Skills
- Good knowledge and understanding of the dynamics of marketing models
- Ability to provide strategic leadership and direction of business
- development of a fast growing Bank
- Proven track record of breaking and establishing strong presence in a new market
- Proven track record of meeting and exceeding targets
- Excellent business acumen and personality
- Excellent knowledge of Lagos and geographical south markets
- Knowledge of Mortgage Banking
- Strong credit skills
- Good understanding of risk management and banking operations
- In‐depth knowledge and understanding of the principles of marketing – advertising, brandmanagement, market/sector targeting, product development etc
- Deep knowledge of the marketing terrain in Nigeria
- Expert knowledge of ASO’s products and services.
- In‐depth knowledge of the Nigerian Financial Services Industry with emphasis on the mortgage and retail/small business banking sub‐sectors.
• Soft Skills
- Excellent communication (written and oral), interpersonal and negotiation skills
- Strong deal origination capabilities
- Political savvy, maturity and tact, including the ability to relate with
different categories of people
- High level of integrity and demonstrated ability to manage confidential
information
- High level of drive and resilience in achieving set goals/ targets
- Excellent organisation and management skills
- Strong leadership, supervisory and people management skills
- Good appreciation and working knowledge of MS Office tools
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Educational Qualification and Experience for Jobs• Bsc Marketing, Business Admin or any other relevant field of study
• Possession of MBA is an advantage
• Minimum of 12 years working experience, out of which at least 6 years was in the banking industry.
• Experience in small business banking, real estate investment banking, corporate and commercial
banking, mortgage banking and public sector banking.
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Job vacancy: HEAD, INTERNAL AUDIT
The Head, internal Audit will report to the board and will be required to formulate, design and implement strategies to monitor the activities and operations of ASO, ensure compliance with established regulatory requirement, policies and procedures, and provide overall leadership and direction to the Internal Audit team.
Job Summary
􀂃 Formulate, design and implement strategies to monitor the activities and operations of ASO
􀂃 Ensure compliance with established regulatory requirements, policies and procedures
􀂃 Provide overall leadership and direction to the Internal Audit team
Job Key Responsibilities
􀂃 Develop appropriate audit policies and methodologies
􀂃 Ensure adequate assessment of risks and controls relating to organisation wide activities and ensure
compliance with established control procedures
􀂃 Ensure periodic checks are conducted on cash, inventories and bank assets/accounts
􀂃 Organise and oversee the audit process and ensure timely reporting within established quality levels and according to the audit plan
􀂃 Ensure periodic inspection of all branches in accordance with regulatory requirements
􀂃 Analyse and review the monthly financial management reporting and statements of the branches
􀂃 Manage the interface with related regulatory authorities (e.g. CBN) and the external auditors in the review of the ASO’s transactions and activities
􀂃 Ensure that violations of operational procedures are properly investigated and make appropriate recommendations on preventive/remedial action
􀂃 Liaise with the Economic and Financial Crimes commission (EFCC) in the conduct of special investigations into incidences of fraud and other irregularities
􀂃 Conduct periodic evaluation of the adequacy of internal controls and efficiency /effectiveness of operations
􀂃 Participate in process improvement/redesign as well as systems implementation efforts to ensure adequate attention is given to control considerations
􀂃 Initiate and conduct spot checks on transactions and activities
􀂃 Ensure and oversee regular audit of the Bank’s computer system operations including computer system and hardware, back‐ups and disaster recovery system
􀂃 Assess quality of security and controls built into bank’s computer systems
􀂃 Evaluate Bank’s computer internal security and code systems and make appropriate
recommendations
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􀂃 Participate in disaster recovery exercises
􀂃 Monitor and oversee the quality of the audit reports
􀂃 Provide regular, accurate and objective reports/updates for management attention
􀂃 Ensure minimisation of sanctions on infractions
􀂃 Ensure the safe keeping of test keys, codes, list of authorized signatories and other security devices
􀂃 Serve on committees or cross‐functional teams and perform other duties as assigned by the Managing Director or the Board of Directors
Competency and Skills Requirements for Job
􀂃 Technical Skills
- Expert knowledge of fraud behaviour and detection methodologies
- Superior understanding of fraud detection processes for financial services industry
- Superior understanding of federal regulations related to fraud
- Demonstrated superior understanding of operational dynamics
- Sound understanding of fraud type trends, operational impact on fraud losses and risk management tools and performance
- Sound knowledge of the Nigerian financial services industry
- Strong numeric and analytical skills
• Soft Skills
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- Excellent communication (written and oral), interpersonal and negotiation skills
- High level of integrity and demonstrated ability to manage confidential information
- Good analytical and problem solving skills
- Strong leadership, supervisory and people management skills
- Good sense of responsibility, accountability and dependability
Educational Qualification and Experience for Job
• Bsc Accounting, Finance or any other relevant field of study
• Possession of professional qualification ACCA, CIMA, ACA, CPA, and or CISA
• Minimum of 10 years working experience out of which 5 years must be in similar role
• Proven track record of establishing and or managing an internal audit team in a bank
• Proven record of serving as Head of Operations or Branch Manager in a Bank
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